PurplePoe:
The reality is people can fall on hard times, regardless of education or not having kids out of wedlock, etc.
People who say, are the only child of their parents, and who's parents die, and have little to no kinship network left only need to be laid off once, have one serious disease or accident, one mental health breakdown, or one generally unlucky event to fall on hard times.
People who are middle class to upper class like Greg, maybe you PP, whoever, will try to put this on the "sins" or mistakes of the poor.
But don't get it twisted, people fall on hard times and its often not their fault.
Studies like the one Greg are citing usually have many evident selection biases as to get a result which the funder of the study would like.
If you don't understand what selection bias is:
http://en.wikipedia.org/wiki/Selection_bias
In any case, people like Greg who state studies and statistics as "facts" are usually people who dont' like to recognize that studies are often political and baised, and people who just need to take a few simple social science statistic classes to realize that data can be made to look like what the funders want.
People fall on hard times, and many times, its not their fault. They don't need to get shit on on a message board by people who don't know and don't care about them, but share a certain political point of view and want to think the Economist is hard "fact"
How about this: instead of relying on the economist, go down to your local homeless shelter. Do some community service: a large enough "N" size so that this little experiment has statistical significance.
Ask you average homeless joe who you're serving soup how he/she got there. You'd be suprised.
-CBD